Tower Administrative Services, Inc.
Due to the nature of our business, Tower Administrative Services, Inc. may deal in privileged customer information. When customers establish a relationship with us, we collect their personal private information to administer their account. It is our policy to protect private information, to comply with privacy laws and to provide the best services possible to our customers while maintaining the integrity of our businesses.
Disclosure of Information
Disclosure of private information is sometimes necessary to effect, administer, or enforce a transaction or service requested or authorized by the consumer, or in connection with servicing or processing a product or service requested or authorized by the consumer. The disclosure is required or is a usual, appropriate or acceptable method to carry out the transaction or service business, such as for payment of a mortgage or other bill as requested by customers, or for any of the following purposes as they relate to a consumerís account: Account administration, reporting, investigating, or preventing fraud or material misrepresentation, processing payments, participation in research projects, or as otherwise required or specifically permitted by Federal or State law.
To continue to offer products and services to our customers we may share information that is not protected health information with affiliated companies of Tower Administrative Services, Inc. or to credit reporting or collections to the extent allowed under the law. We will honor a customerís request not to receive marketing materials.
Disclosing Information to Other Outside Companies
Periodically, we will need to share our customer's private information with outside companies; for example, companies that we hire to maintain our computer systems. We will communicate our privacy commitment to these companies and ask that these companies agree to safeguard customer information, use the information only for its intended purpose, and not distribute it to other companies unless it is necessary to complete the customer's transaction.
Providing Privacy Information to Customers and Responding to Inquiries
Customers have the right to receive, and we have a responsibility to inform customers of, our privacy policies and practices. At a minimum, this policy will be available at our office and on our web site.
Protecting Private Information
We will diligently protect our customer's private information by establishing standards and procedures for the security of computer systems that house private information to help prevent unauthorized access. For example, any web site where a SSN is posted will be password protected. We will allow access to our customer's private information by only those employees who have a business reason to access such information and will establish operational procedures to safeguard private information from being released accidentally or released to individuals that fraudulently attempt to obtain the information. Also, we will train and educate all employees on the importance of confidentiality and protecting customer privacy. We will take appropriate disciplinary measures to enforce employee privacy responsibilities.
It is the policy of Tower Administrative Services, Inc. that all complaints related to the protection of private information be investigated and resolved in a timely fashion. All complaints should be addressed to Tower Administrative Services, Inc. Privacy Officer, who is duly authorized to investigate complaints and implement resolutions if the complaint stems from a valid area of non-compliance.